diff --git a/src/Message/DirectPostAbstractRequest.php b/src/Message/DirectPostAbstractRequest.php
index 465a62b..1a7f419 100644
--- a/src/Message/DirectPostAbstractRequest.php
+++ b/src/Message/DirectPostAbstractRequest.php
@@ -71,24 +71,26 @@ public function getBaseData()
 
         $card = $this->getCard();
 
-        if ($billingPostcode = $card->getBillingPostcode()) {
-            $data['EPS_ZIPCODE'] = $billingPostcode;
-        }
-
-        if ($billingCity = $card->getBillingCity()) {
-            $data['EPS_TOWN'] = $billingCity;
-        }
-
-        if ($billingCountry = $card->getBillingCountry()) {
-            $data['EPS_BILLINGCOUNTRY'] = $billingCountry;
-        }
-
-        if ($shippingCountry = $card->getShippingCountry()) {
-            $data['EPS_DELIVERYCOUNTRY'] = $shippingCountry;
-        }
-
-        if ($emailAddress = $card->getEmail()) {
-            $data['EPS_EMAILADDRESS'] = $emailAddress;
+        if ($card) { //UnionPay doesn't have card option
+            if ($billingPostcode = $card->getBillingPostcode()) {
+                $data['EPS_ZIPCODE'] = $billingPostcode;
+            }
+
+            if ($billingCity = $card->getBillingCity()) {
+                $data['EPS_TOWN'] = $billingCity;
+            }
+
+            if ($billingCountry = $card->getBillingCountry()) {
+                $data['EPS_BILLINGCOUNTRY'] = $billingCountry;
+            }
+
+            if ($shippingCountry = $card->getShippingCountry()) {
+                $data['EPS_DELIVERYCOUNTRY'] = $shippingCountry;
+            }
+
+            if ($emailAddress = $card->getEmail()) {
+                $data['EPS_EMAILADDRESS'] = $emailAddress;
+            }
         }
 
         if ($this->getHasEMV3DSEnabled()) {